Flood Resource, Convincing Homeowners

Florida Insurance Education Disaster House





“Sure, our lousy coverage will likely leave us bankrupt. But remember those ham sandwiches we were able to buy with the premium savings? Yummmmm!”

-(Hopefully) not your insured


First thing’s first: the FISCE team sends all the best vibes we can conjure to those of you affected by the recent and incredible flooding in Southeast Florida. For anyone hoping to understand more about flood insurance we thought it prudent to include a link to this video

The video was recorded a few months ago in response to Hurricane Ian and contains many references to that storm. However, the general information on flood insurance should prove helpful to anyone seeking to learn more about this coverage. Thanks again to instructor David “Special Sauce” Thompson for recording this with us.

Now back to our weekly scheduled newsletter! 

Still not convinced? To save a few bucks, consumers are quick to strip off valuable coverage from their homeowners policy and/or buy coverage that doesn’t match their exposure. FISCE’s personal lines guru and firebrand coverage wonk Nicole “WTH’s Decaf?” Broch is back in the hotseat this Thursday afternoon from 1 – 4p with Claims That Will Convince Your Insured To Enhance Their Homeowners Coverage. She’ll review several claims and coverage examples you can use to help your insureds better appreciate the importance of adequate homeowners coverage and endorsements to make the policy as broad as possible.

Midweek and Saturday options to satisfy your 4-Hour Law & Ethics Update requirement: Learn the latest happenings with FL rules/regs/laws and fulfill your 4-Hour L&E Update requirement. Check out the schedule below and register online today!   

This week’s CE Webinars (all times Eastern. Keep scrolling to see the full month schedule):
 

  • TUES, 4/18, 9a – 12p - Certificates And Additional Insureds: What Did I Do To Deserve This?! Instructor “Can’t Missa” Carissa Bonner returns with the latest on all-things certificates and Additional Insured endorsements.
     
  • WED, 4/19, 9a – 1p – For Life & Health Licensees In 2023: 4-Hour Law & Ethics Update. In need of your 4-hour Law & Ethics update? Join legendary Florida instructor Karin “I’ll Ask An Alaskan” Woofter Wednesday morning and she’ll knock it out with you.
     
  • WED, 4/19, 2 – 3p - An Hour With Nicole: Why Personal Lines Deductibles Always Confuse Insureds. Join instructor Nicole “WTH’s Decaf?” Broch for an awesome hour that uses several examples to fortify an agent’s understanding of both general and unique applications of deductibles in common personal lines policies.
     
  • THURS, 4/20, 1 - 4p - Claims That Will Convince Your Insured To Enhance Their Homeowners Coverage. Nicole returns to review several claims and coverage examples agents can use to talk their insureds through the importance of adequate homeowners coverage and endorsements to make the policy as broad as possible.
     
  • SATURDAY, 4/22, 9a – 1p - For Property & Casualty Licensees In 2023: 4-Hour Law & Ethics Update. In need of your 4-hour Law & Ethics update? David “Special Sauce” Thompson is cooking up Florida’s tastiest Law & Ethics program and will serve it up to you this Saturday.
     
  • SATURDAY, 4/22, 9a – 1p – For Life & Health Licensees In 2023: 4-Hour Law & Ethics Update. Missed the midweek show? No worries! We’re back to do it all over again on Saturday.
     

It’s a fine week to be at the FISCE and we’re humbled to share it with you. Remember, if you’re an unapologetic lover of the Sunshine State keep scrolling for this week’s F5 (“Fascinating Factoid For Fanatical Floridians”.)

Until the next round…cheers!

Kevin “Ham’s My Jam” Amrhein, CIC, CBIA

Florida Insurance School Continuing Education (FISCE)
 

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THE “F5” (FASCINATING FACTOID FOR FANATICAL FLORIDIANS) –

Imagine it’s April 12, 1981, and you’re enjoying a clear-sky day near Cape Canaveral. On beautiful days like this one, you’re happy with your decision to live as a hermit, ignoring newspapers/media and instead spend your days enjoying the quiet serenity that this part of the state offeRS OH DEAR LORD IN HEAVEN WHAT THE %^&* IS THAT????!!! Convinced the world is about to end you dive for cover from the enormous blaze that just appeared in the otherwise crystal clear sky.

Later that day you would learn two things: 1) being a clueless hermit probably isn’t the life for you after all, and 2) the blaze you saw was one of the greatest engineering achievements in human history.

Columbia, the nation’s first reusable Space Shuttle to have actually traveled into space, left the launchpad at Kennedy Space Center for its maiden voyage (called “Space Transportation System-1” or STS-1 for short) on 4/12/81. Just two days later, after orbiting Earth 36 times, Columbia landed at Edwards Air Force Base in California. It’s first of many operational missions in its 22 year life would occur later that same year.