Inflation + Insurance = ☹

Florida Insurance Inflation


“Yeah, it’s bad. Thankfully it hasn’t adversely affected our insuranOHHHH HOLY $%^&??!!.”
-Your personal lines insureds realizing inflation’s impact on coverage and cost

Inflation’s latest victim: personal lines. How will its powerful punch affect your insureds? Join instructor Nicole “WTH’s Decaf?” Broch this Thursday, 1/12 from 9a – 12pm for the debut of Inflation and Personal Lines: Helping Insureds Understand Why It Matters and What To Do.

Have we reached the bottom? P&C licensees: the 4-hour Law & Ethics Update on January 25th from 9am – 1pm Eastern is the one you’ve been waiting for. Join legendary insurance geek David “Special Sauce” Thompson for a rundown of December’s monumental legislative session regarding property insurance, how the changes should affect abysmal market conditions and when.

This week’s Webinars (all times Eastern. Keep scrolling to see the full month schedule):

  • TUES, 1/10, 9a – 12p - Homeowners Deep-Dive: What You Need To Know About The Most Recent Forms. David Thompson breaks down the many changes recently made by our pals/policy overlords at the ISO.
  • TUES, 1/10, 1 – 4p - Chris Amrhein’s “Adventures In Aging”: Medicare And Other Retirement Healthcare Solutions. Instructor Chris “Always on Spring Break” Amrhein returns with the latest from the folks at Medicare and other healthcare solutions for the golden years.
  • WED, 1/11, 11a – 12p - An Hour With Nicole: Everything You Need To Know About Insuring Work-From-Home Exposures. WFH? WTH?! Nicole Broch delivers an awesome hour on the work-from-home exposures everyone asks you about.  
  • WED, 1/11, 2 – 3p - An Hour With Sam: The Policy's Position On Home-Sharing And How To Handle It. Instructor Sam “Dad Jokes Ain’t Bad Jokes” Bennett is back to address common concerns regarding home-sharing (and also to test new material for his riverboat casino comedy tour.) 
  • THURS, 1/12, 9a – 12p - Inflation And Personal Lines: Helping Insureds Understand Why It Matters And What To Do. From coverage to cost, Nicole Broch reviews the many ways inflation is creeping into your personal lines book of business.

It’s a fine week to be at the FISCE and we’re humbled to share it with you. Remember, if you’re an unapologetic lover of the Sunshine State keep scrolling for this week’s F5 (“Fascinating Factoid For Fanatical Floridians”.)

Until the next round…cheers!

Kevin “Inflation’s First Victim” Amrhein, CIC, CBIA

Florida Insurance School Continuing Education (FISCE)

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The University of Florida, Tom Petty, a miniature rainforest, shark teeth and many other things come to mind when thinking of Gainesville. It’s also where (*hears scratching record sound) WHOA, WAIT, WHAT…RAINFOREST AND SHARK TEETH???

Via since the 1880s, a sinkhole at what became Devil’s Millhopper Geological State Park has attracted curious visitors. Surrounded by North Florida's typical sandy terrain and pine forests, a bowl-shaped cavity 120 feet deep leads down to a miniature rain forest. Small streams trickle down the steep slopes of the limestone sinkhole, disappearing through crevices in the ground. Lush vegetation thrives in the shade of the walls even in dry summers. Researchers have learned a great deal about Florida's natural history by studying fossil shark teeth, marine shells and the fossilized remains of extinct land animals found in the sink. Oral history or history passed down through spoken stories, has given us many legends about the origin of the name “Devil’s Millhopper.” One tells how early visitors who found bones and fossils at the bottom of the sinkhole believed that animals and beasts went down to the bottom to meet the devil. According to another story, the devil kidnapped a Native American princess and then created the sinkhole to trap her rescuers.

Or maybe it’s just an old sinkhole with pretty plants. Regardless, it’s a marvel and definitely worth a visit. Have you been?